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Arizona FHA Loan
Are you looking for an Arizona FHA loan? MyLoanSmart.com is devoted to helping you find the best FHA mortgage. We connect with you local lenders that specialize in FHA loans. It's quick and easy to get started. Just fill out the form. There is no cost or obligation!
First Time Home Buyer
The Arizona FHA mortgage is perfect for first time home buyers. However, you don't have to be a first time home buyer. Anyone looking to buy or refinance a primary residence can qualify. FHA loans are easy to get pre-approved for even with poor credit.
Streamline Refinance
Do you have an FHA loan you want to refinance? If so you should consider a streamline refinance. A new appraisal is not required with the streamline refinance. You can also refinance your mortgage up to 125% of home value. This helps if you have a second mortgage you're upside down in.
Benefits & Requirements
Sellers can give you up to 6% towards closing cost. FHA loans also have reduced mortgage insurance. In Arizona FHA loans require a down payment of 3.5%. Down payment must come from your own funds or family members. FHA loans require full documentation of income, assets and employment. As a general rule of thumb you need a 580 FICO score to qualify for an FHA loan in Arizona.