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Phoenix Refinance Mortgage
If you have equity there has never been a better time to refinance in Phoenix. Arizona mortgage rates are at an all time low! MyLoanSmart.com makes it easy for you to compare low Phoenix refinance rates from local lenders. Fill out our quick and easy form to get started there is no cost or obligation.
Short Pay
If the Arizona housing bubble has left you upside down there is still hope. Many banks will accept a short pay refinance. A short pay refinance is where your lender agrees to accept less than what is owed. The first step is to ask your bank if they will accept a short pay. If your bank agrees to the short pay our lenders can refinance your mortgage to a low fixed rate.
Home Affordable
The Obama administration created Home Affordable to help homeowners who are upside down. Under this program you can refinance your mortgage up to 125% LTV. In Phoenix this mortgage is better know as the DU refinance plus. The main requirement with Home Affordable is that your mortgage is owned by Fannie Mae. Submit a request to learn more about different Arizona refinance programs.